“OK. So we live by a beach. And we have great weather. And we’ve got a great football team (so far this year, at least.”

I’ll give you beach and weather, though not exclusively, but I’m going to have to disagree with the Chargers being great this year. 🙂 sorry.

As far the bottom, people will be citing the turn-around the whole way down as they already have been for the past year.

It’s the same as we expected every year to start the turn around, until it finally did.