my 3 year old was pulling on me . I am in agreement wiht you HLS. The guy who pays cash loses every time becasue the price of incentives are built into the cost of the goods. Better to use the credit card get the incentives. Best deal is to max out every 0 percent deal out there and pay the minimum payment until the 0% expires. Then either roll it over to another 0% or pay it off in full. During that time you lkeep your money in a money market account and it is earning you 5+ %.
