Well an early death from Covid is what I want to avoid if they make me go back in to the office. So I will take my chances with retiring early once that day arrives. At this rate, I may never retire, they seem to keep pushing the date out because Covid is so bad now. I will just adjust my expenses to match my passive income. Taxes are incredibly low if you don’t make much in retirement. But 2022 has not been a good year so far in the stock market. Hope it gets back to its upward trajectory.