I went with owning corp in orange county. If interested call Karen Hua (949) 519-2697 and see if she will match the 2.6 rate or lower.

I actually got the lower rate from Loan Cabin and went back to Owning and they were willing to match it. Loan Cabin was awful to try to deal with and while they sent me an e-mail confirming the 2.6 rate, I couldn’t get them to confirm the promised credits and no fees, so they might be a better deal, but were not as easy to deal with.

A bunch of these internet companies have low rates, but I found many of them too distracted…..Owning was pushy and their pricing was aggressive.