We have been in Mission Hills for over ten years in the same place. We paid $1k in rent for about 7 years and then over 3 years they raised it $200.
We love the location, the home, the views, but at this point in my life I wouldn’t want to come up with $4k a month for a mortgage.
I’m pretty cheap and tight with my money.
I only financed my first new car about 3 years ago. Basic Jeep Patriot. No power windows and the fanciest thing is the CD player- which no one uses anymore lol.
It was very uncomfortable for a while. The payment is ridiculously low, but it still took time.
I would tend to agree with you that no one buying a home feels comfortable, especially if it their first. We are in escrow for our first home. After the first few payments we should find our groove.