Yes, BG, I am very grateful things worked out the way they did, and wish more people had these options.

The world has changed, and fewer companies offer pensions and health insurance to retirees, and nothing even close to the job security that was once available.

Most employment today is “at will,” which is all to the benefit of the employer, and offers employees very little job/life security.

Even with pensions and healthcare provided, I still believe it’s wise to build other sources of income, if possible. We all have to plan way ahead to make sure we’ve done all we can to prepare for the years when we are 50+.