The carriers on Covered CA have made Gold and Platinum (esp Platinum) plans very unpalatable for the 55-64 yo set by jacking most of their premiums up $200-$300 month beginning 1/1/16. They are insidiously trying to get this group to “dumb down” their plans to silver and bronze and from my experience, it seems to be working … especially for the planholders still in relatively good physical health.

Hence, we’re not seeing any carriers outside of the exchange offering any individual plans except for Bronze. Because they can no longer pick and choose their planholders, they just don’t want to stick their necks out … for any amount of money :=0