If your girlfriend is hot, nice, loves to take care of you, and is a chronic saver (1 in 10 billion combination), skip the car and buy a 20k car and a 20k ring.
What is your rent? You must be sharing rent with the girlfriend or live in a dump.
How long with the girlfriend?
What does your 300k portfolio look like? Nothing in a roth IRA.
Did the 300k come from savings, sale of house, etc.
Just trying to understand your personality and situation a little better.
Shame you didn’t buy a place 5 years ago, but 99% of us can say that.
PS thank you for your continued income tax contribution.