[quote=spdrun]Write her an email telling her to put together an offer with YOUR pre-qual and at YOUR price. She has an obligation to do so and transmit it to the selling broker.

It’s a shame that dual agency isn’t common in CA and you can’t (easily) just go off and see properties by calling the selling broker. Cutting the middle-chick out of the equation entirely would be ideal, right?[/quote]

Dual agency IS available in CA. It just needs to be disclosed.
Anybody can go directly to the listing agent if they want to but most people are not qualified to represent themselves (Unfortunately some agents are not really qualified either)

The seller pays the commission. Who does a dual agent really represent ?

Seller wants as much as possible.
Buyer wants to pay as little as possible.
How can one person represent both sides fairly ??

Cutting the ‘middle’ person out could be a very costly mistake for many buyers and costs them nothing to have representation (UNLESS they can get a rebate of commission from the listing agent that they wouldn’t otherwise receive)

It is correct that agent has an obligation to transmit ALL offers, (even at 50% of the asking price) but the seller is under no obligation to respond. If the cross-qual letter isn’t provided, their offer may not be considered.