If it doesnt you can always send your lender a little Jingle Mail love letter.
Now thats not very Gary Watts of you. You should have stuck with the first sentence by itself, it only goes up! That way all of new guys calculations pan out. Adjusted for inflation the stock market, in the form of index funds, beats housing every single time. Maybe there are a couple of periods in the last 10 years when that isn’t so, but generally housing is a lousy investment. It is however a great way to keep the sun and wind off of you.