[quote=HLS] … FHA has increased premiums five times over the past two years and according to the FHA commissioner “we are clearly at a tipping point here,If we increase them more, we would actually shut out additional homebuyers,”[/quote]

LOL …

Why does anyone care if “additional (borderline or below borderline?) homebuyers” are “shut out?” If they can’t afford the monthly payment with FHA MIP added on, then they are trying to buy too much home … period. They’re not putting more than 3.5% of their OWN money down so what do they expect?