Do you mind telling who you used? We have an investment condo we need to refi….it is my husband’s condo from before we were married and has solid rental history for ~3 years. I believe the comps finally will allow the LTV (owe $160,000 and comps ~$220,000) to be good enough to refi. He has a 5.25 rate now and it is freaking me out watching how low the rates are.