[quote=pri_dk]Are you concerned about legal recourse if the policy chooses not to pay?[/quote]
That’s very unlikely to be an issue, especially given the fact that medical care, medicines, etc., are a lot cheaper in Mexico than in the US. They don’t charge $5K per hospital day alone (exclusive of doctors’ fees) as they do here in the good old USA.

I had to go to an ER in South America a few years back. It turned out that no treatment was needed other than a written prescription. I didn’t have my US-issued insurance card with me, so I told them up front that I was going to pay out of pocket. My total cost for the ER visit? The equivalent of US$8. I didn’t have to wait in line (it was 5 am), and the facilities were better than OK, and that was a government-run hospital.