Regarding the fees, I need to ask my wife. I have no clue.
Anyway, we are planning to buy a house by next spring or so. I told my wife the other day if she can wait for another year and she did not like the idea at all. So, we are currently investigating the plan.
We will definitely contact you when we decide our action, but please give us some more time.
If you have a website like SD Realtor, could you post it here? I can bookmark your website, then contact you whenever I need your help.