[quote=jstoesz] Sorry, I didn’t mean to upset you. I understand your situation, and my comments are coming from my own personally bitterness with SD. Hell, you make 3 times the median, and you are looking at how you can scrape together enough for a far flung cookie cutter home (there is something severely wrong still, even in light of “historic” affordability). I should not have said “demand more.” That was probably not exactly what I meant…how’s “going galt” on the home market. I was also not disparaging your income, I find 180k for a household to be a good chunk of change (nationally I think that is the 95th percentile), and I commend your ability to pull that together. I also find your stockpile of savings/retirement to be pretty decent by the average American’s standards. I bet 95% of your fellow citizens would trade with you in a New York Minute.
You were very clear about wanting to buy a home, but I figured what was the harm in throwing an oddball idea out. I can completely understand that feeling. I was not intending my comments to be antagonizing, in any way. My wife and I have talked about doing this on numerous occasions. And we often think we would rather rent a crappy home and own a sweet cabin. Granted the rubber has not yet met the road on this decision yet. For the record when I lived in SD, I lived on a boat. I have lived in my car, on a ranch, in a tent…and a couple houses along the way. So I am not a straightforward practical guy, and I do not want to be one.[/quote]
No problem, man! We are good. No need to apologize. And thanks, I appreciate your comments and now that you made it clear what you meant…I wish I could do something like that and I envy the guys that did. Must have been really fun. I am more of a conventional guy. I sure think that kind of life would be 100 times more interesting…I share your bitterness and disappointment with the house market in SD. I wish I could say something like: – F*** this house market, I am not gonna buy in the debt slavery sh–t. If I wouldn’t have the (extended) family responsibility and I wouldn’t pay so much in rent I’d consider seriously buying a nice, smaller rental somewhere for cheap, and keep renting. It wasn’t a bad idea at all. I’ll sleep on it. 🙂
I agree the market is overpriced still. Which is why, I was thinking that maybe, if I wait a few years until I save the 20% down, the house market prices will be where I think should be. Which for RB, PQ, and such currently at 500K would be 20-30% down at least. But who knows if that will happen, and when?
