I understand the lenders agree. But are you sure that if all buyers agents ask, they WILL all find out? I don’t know why but I doubt that. Because I am assuming that ALL buyers agents WILL ask those things. Anyhow, what I am saying is, if all those “preferred” terms would be in writing there wouldn’t be any doubt about how a deal went through and yours didn’t. No harm in that – since according to you, if you ask you will find out – so then why not put in the suppl. remarks, no?