flu, I hope you’re able to pay for 100% of your children’s college education with the time comes, including living expenses and books, etc. I hope nothing catastrophic befalls you between now and then or you have some other entity (the VA, etc) that will help you finance it. And I hope YOUR OWN bills are low enough then so that you can pour all your money into your kids between age 18 and 23, ’cause they’re going to need it if they go FT to college somewhere other than living at home (your house) all four years. And I sincerely hope they can graduate from a CA public university in four years. If they go private, I hope you win the lottery or save at least $150K for each kid (they have to “live” somehow while they go to school).
And lastly, I hope your kid(s) AND you get a good return on YOUR investment.