That’s true that it hasn’t been keeping up but salaries always lag inflation — maybe they’ll start catching up soon. But regardless of what happens to salaries I expect that the fed/government will attempt to inflate their way out of the problem, primarily because they have no other arrow in their quiver at this point. Even if salaries stay flat, a devalued dollar will help people make those payments after the reset occurs since it is priced in pre-inflationary dollars.