Great posts, djshakes, and I totally agree with both of them! We discussed this “over-use the ‘system’ because I can and the price is right” issue at length a few months ago in:
Submitted by bearishgurl on September 22, 2010 – 2:42pm.
I, too, think it’s unrealistic to expect your “paternal” employer to pay your health care premiums PLUS those of everyone you can successfully pass thru as a “dependent.” I also think that the days of $10-$15 co-pays and <$5 prescription drugs are dwindling, if not dead. All this does is cause SOME people to visit a provider several times a month and get over-tested for anything and everything when diet, exercise and over-the-counter remedies might be able to cure 75% of their frequent complaints. These "chronic health-care users" run up the premiums for all of us.
