The borders of Clairemont and Bay Ho aren’t really set. So call it Clairemont then. I took a look at the aerial and here it is.

Live Search Maps
http://maps.live.com/default.aspx?v=2&cp=pfzy6j56zzdc&style=o&lvl=1&tilt=-90&dir=0&alt=-1000&scene=6218663&encType=1

It’s the house just to the left of the boat on the corner. I plug the house into my handy dandy NPV calculator that I created to decide whether to buy a house or not and using a yearly appreciation of 3% it makes sense to buy this house at $450k and hold for 10 years. Make no doubt, if I make an offer it will be a truly low ball offer. I don’t care if they accept or not. Making a house purchase is 100% a financial decision to me. Gotta make dollars & sense.