[quote=bearishgurl][quote=HomeShopping]I have seen several lots in Santaluz that I like, for the right price. Does anyone know whether you have to pay HOA dues on an empty lot? If I were to buy, I may not build for a few years. I understand that one has to pay property taxes on lots.[/quote]

HomeShopping, in CA, Covenants, Conditions and Restrictions (CC&R’s) are tied to the land. They will appear on the title of your lot. You will agree to them implicitly upon taking title of the lot. These CC&R’s become the underlying basis for mandatory membership in a Homeowner’s Assn (HOA).[/quote]

Don’t forget the Mello-Roos too – have to pay those from year 1 (and property taxes).