Chris, thank you for the information. I am not financially savvy, like many in this forum, but I am a quick learner. I had planned to buy soon but have since decided to look into renting for another year or two and watch the housing prices. Profit from my home sale in March is tucked away. I have stock options that I had planned to cash in to give me more money to put down on a house. Not sure if I should go ahead with the plan to cash out the options (even though I probably will not be buying soon) since the stock prices are wavering some in tech area, or hold on for another year until I am actually ready to buy.

I am sure there are several differing opinions on this forum, but any information would be most appreciated.