[quote=bearishgurl]
Conversely, there is the quintessential CV couple in their mid-eighties who drive a 15-yr-old Lexus. (Came over to Ellis Island as children [TRUE].) Have pd. for home in MC/lower-MC area in perfect cond. inside and out as is their car. Too old to travel but active and content. Still LOADED with $$ so as not to be a burden on their children. THERE ARE LOTS OF THESE OWNERS STILL ALIVE IN SD, sdr. “Wealth” has many different faces.[/quote]

I would say there are a lot of “quintessential CV couples” in other parts of the county. University City (the south part) is full of them. As is Clairemont. In fact any neighborhood that was developed in the 50’s, 60’s and 70’s probably are full of older couples with paid off houses, paid off cars, and decent wealth in the bank.

My dad was one of them till he downsized and sold to us (and moved in with his wife who’s also got a paid off house.).

My next door neighbors ON BOTH SIDES are in this camp… one bought new in 64, the other didn’t buy till the mid 70’s… both have 100% equity, no loans.

I don’t think your described scenario is exclusive to Chula Vista – it’s common in many older neighborhoods in the county.