The whole corporate world operates in this fashion. Actually, laws are broken on a consistent basis if the benefit outweighs the fine. It has been this way forever. Because purely profit driven entities are sociopathic by definition. Now people are doing it and we don’t like it. I find that highly hypocritical of capitalist ideologues.

Also, you can’t place higher “fault” on borrowers than banks(the sophisticated party) for the contract the two entities agreed to. Nobody had a gun to the banks head. They were pursuing business just as the borrower was pursuing a home. Boohoo the good natured banks were taken advantage of, nonsense

Welcome to the metastasis of this behavior, it won’t be long before death. This suckers going down.