Could the repeal of Glass–Steagall Act, Community Reinvestment Act, or FHA have anything to do with it?

Don’t get my wrong, I agree that low interest rate played a huge role in this bubble, but I view low rate as the gas in the car. In order for it to speed way out of control, the road has to be paved and the car has to have wheels/etc, the user have to keep on stepping on the gas peddle vs stepping on the brake. Loose lending is the increase in acceleration. I could have sworn hearing Greenspan encouraging people to use ARM.