Currently in escrow and “floating” the rates appear to be looking optimistically in my favor, but it is day by day. We backed the closing date to May 3rd to capture all the goodies. HLS got the seller (bank/escrow company) to agree after my realtor asked the listing agent and she said no.

Call/e-mail HLS,he has been amazing (when rates went nutty 2 weeks ago he talked me through it). Not sure if I am supposed to post his info here, but if you contact me directly I will give you his info or look him up and e-mail him.

I have not closed yet and don’t want to jinx myself (already had some “lender drama”), but have been extremely impressed with HLS.