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So let me try again:
If the ones without coverage today and cannot afford coverage today, how does this bill make it more affordable in the future?[/quote]
It doesn’t now that everything that would’ve made it cheaper was taken out by “Moderate Democrats”.
It’s a huge Hand out bill to the insurance industry. Taking Tax dollar and requiring everyone to have insurance. The reform made sense when it contained public option to force insurance company to compete against cheaper alternative. But now this bill would deliver additional 30 million customers to insurance companies and allow them to charge them whatever they want.
In the end, true health care reform will only happen when the cost becomes so large that even large corporations and government have to drop medical insurance as part of benefit package.
Meanwhile, people like me who has to buy my insurance in indivisual market will continue to face price increase of 25% to 40% every year, reduced coverage and constant fear of being dropped whenever we get seriously sick or injured. I do not go to doctors since every little visit will be counted against my premium increase for the future or step towards becoming un-insurable. I tried changing my insurance a year ago and I gave up when the new insurance company gave me a 30 page document to get my medical history. They asked for specific dates of doctors visits, reason, any medication taken and specific amounts of each medication and dates taken for the past 5 years. It was asked in a such a specific way that unless you’ve been keeping a special medical journal or excel sheet of every visit and every medicine you’ve taken, there was no way for a person to not make a mistake. And we all know any mistake on those is an excuse for them to drop you when you get sick.
Can you remember the dates of every doctors visit for last 5 years and how many milligrams of each medication you have taken?
And why is insurance company exempt from Anti-trust laws?
At this point I want to start a movement to take health care benefits away from all federal and local government employees.
Hey, why not? They should do just fine in Indivisual market as long as HSA accounts gets expanded right? If it’s good enough for me, it should be good enough for government employees.
We want small government, right? I’m sure this would help a lot to reduce federal & local government budget deficit.
Oh by the way, I pay Taxes on my Insurance cost so why is it big deal to tax employer provided insurance?
