I don’t doubt that some people got ripped off on their mortgage, but many just failed to do their own due diligence. And comments like this one really irk me: “The debt is forcing people to take second jobs, sell family possessions, and rent out a second room.” OH NO! People have to work hard and take on boarders to afford more home than they should have bought in the first place! What kind of over privileged snot makes a comment like that?