My in-laws just sold their home. It took about 4 months to sell. They took it off the market at one time. When they put it back on the market it only took 2 weeks to get an offer. I think the price was more appropriate when they put it back on the market. The couple that bought the home got an 80/20 loan. They also negotiated seller to cover closing cost. My in-laws did not want to pay the closing cost, so buyer offered more for the purchase to cover the closing cost. This makes me believe that they didn’t have any down payment, including closing cost. I told my in-laws we could probably buy their home back in a couple of years for a $100k less.