You might be right. I’m trying to figure that out from sevral different angles. I know it’s close based on my income also according to some on-line rent vs own calculators. I played with the parameters keeping them conservative (like 0 or 1% appreciation) and more often than not owning actually comes out on top or there’s virtually no difference, which speaks more to the ridiculously high rent we pay here than the house price being “affordable”.