I would move out of SD. If you don’t own a home now you really have nothing to lose. You can always come back. There are nice places around the country that are 1/4 the price of California real estate. You can even help your tax situation out by going to Texas, Oregon, Washington, etc. Where there are no sales tax, state income taxes, etc.

I mean if you don’t have a home you have to ask yourself, are these outrageous California prices really worth it? Quality of life in Cali is horrid if you didn’t buy a home 10 years ago. Why deal with it?