We’ll be able to do it, but it will require discipline. Our goal has always been to retire completely by age 50, but loving life in Southern California means either paying rent to the tune of a couple grand a month for the rest of our lives or buying a place and paying it off, then just paying maintenance and taxes. I like the second choice. The mortgage is the only debt we’ll be carrying, kids college futures are secure (pre-paid plans through state of Florida), so we can focus our income on the mortgage over the coming years.

Thanks for your support, I’m excited! Home inspection this Saturday.