nsr, I guess my main concern is that if we have a prolonged slow bleeding in the housing market, will the cost of my rent equal the depreciation of any potential house that I may buy now. In that case, wouldn’t it be better pschologically to live in your own home vs. a rental during the “bleeding” years. I think that might apply to anyone in this situation. It seems like the wild card is how much will housing drop. Obviously if we’re going down greater than 30 percent, then no one should be owning. But if it’s a slow bleed, like it’s been the past year or so, then maybe a lower priced home with a lower dollar downside might equal the loss of renting.