5yearwaiter,
Please excuse the joking around. Hell is a place where no one speaks English and we are all going. You deserve respect for blogging in a second language.
We don’t agree as much here as we used to about how much and where prices will decrease. Well, we tend to agree higher priced houses will fall more than lower ones. I think it is kind of an average time to buy for the most part.However, since you mention bankruptcy, I will say it doesn’t seem worth considering buying at any time with those concerns.