[quote=AN]My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?[/quote]
I don’t know. Maybe I’ve been getting too many freebie’s and they are trying to get back at me….
I have two safe deposit boxes that are free, I have 2 checking accounts with no fee,1 savings account which has no fees. I pay off my credit card balances, and I have a cash back CC that pays me back for using it. I take advantage of BofA relationship with China Construction Bank to move money overseas when needed, and when I’m traveling there, I use CCB’s ATM’s without paying additional fees. Since my checking and savings account don’t have a min balance, I put the bare minimum in there ($5) and transfer routinely between online savings banks that pays higher interest when bills are due. I have a mortgage which I make regular payments the day before things are due, and even make additional principle payments. I use their cool ATMS which scans checks and prints a copy of them on the ATM statements regularly and when I do stop in the branch offices, I take their free doughnuts, starbucks coffee, and candy.
