IONEGARM, I didn’t mean to make a partisan post and blame the current administration. I agree that these practices predate Obama. My point is that his team is in charge now, and they have the power to do the right thing now.

SD-R, it appears that sellers and realtors in Ontario, San Bernardino, Riverside, etc., have found a way to transfer money to a third party (a “relative”) who then “gives” the money to the buyer.

Let’s look at the data… Would “gifts” be this common in the absence of this blatant government intervention? Gifts from relatives have always existed in RE, but the frequency of them today, especially in regards to FHA-guaranteed loans, is excessive. It can’t be real.