She’s on SSI and wants to buy? What the…?? From my understanding of Supplemental Security Insurance, it is a federally-funded program with payments to the disabled. The payments are not large.

She also states that she “doesn’t know neighborhoods, even though we have lived here for 16 years.” Why is she willing to spend up to $600K but not willing to do any research to make this an educated purchase?

My hunch is that she will be looking for a 50-year mortgage or a mortgage where the owner takes back part of the loan.