Sorry, I was confused. If you know that you will qualify, what was the point of your post ??
Do you think that REO sellers don’t deal with approved buyers ??
The seller wants money. They don’t care where it comes from. They get their money at close of escrow regardless of whether it’s a cash buyer OR from a loan.
The seller has nothing to do with the amount of the buyer’s down payment. Most seller’s just want the highest price they can get.
