Great comment, about buying an asset when it’s out of favor. I also think now it will take 5 – 10 years. Initially, I thought prices would plunge quickly, but am realizing that Rich is right in his statement that the housing market is like a big ship on the ocean, which turns slowly. His historical price graphs show this too: the first bubble was 3 years up, 6 years down, the 2nd bubble was 5 years up, 7 years down, and this bubble has been 8 years up and could easily take 10 years to bottom.