- This topic has 72 replies, 16 voices, and was last updated 10 years, 10 months ago by
livinincali.
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February 4, 2014 at 7:42 AM #20949February 4, 2014 at 1:04 PM #770514
FlyerInHi
GuestI was beginning to believe what you advocated before. A six pack and a strong back are the solutions to many of life’s problems.
February 4, 2014 at 5:52 PM #770527scaredyclassic
Participantthe general decay of the body make s it somewhat ridiculous to believe in.
February 5, 2014 at 12:04 AM #770539GuestIsn’t fish oil a futile attempt to arrest the decay of the body?
Let me think of something permanent to believe in….
February 5, 2014 at 12:53 AM #770542CA renter
ParticipantGoes with #3, but staying out of debt is a big one, too.
Debt kills dreams. It causes family and social strife. It causes stress which can lead to physical, mental, and emotional problems.
But we are told, every day, that we should go into debt for everything: houses, cars, educations, vacations, healthcare, new business ventures, etc. This is one of my biggest pet peeves with the message being sent to all of the gullible people of the world.
February 5, 2014 at 7:27 AM #770548Participant[quote=FlyerInHi]Isn’t fish oil a futile attempt to arrest the decay of the body?
Let me think of something permanent to believe in….[/quote]
youre right. but i believe that it is amagical elixir.
February 5, 2014 at 7:34 AM #770547Participantdebt des kill dreams, but perhaps the dreams deserved to die anyway.
the general chat among debtoverloaded law students and law grads is IBR (income based repayment). im not clear on the details, but basically you pay what you can, not much, based on your income, the gov pretends the debt is being serviced, the ponzi scheme continues, you get the debt forgiven after a lengthy period of regular payments, but get hit with a “tax bomb” of forgiveness income at the end. all the law students at http://www.jdunderground.com seem to believe that the law will change and it wont be taxable in the distant future.
my point being, if you eschew debt, or go too contrarian, you may miss out on some opportunities to pig out on other people’s money.
.9 percent/7 year financing on a year end Mini, 19,700$ new, witha free extended maintenance (7 years)…kind a feel like a sucker not taking on the debt in a way. couldve paid cash, but why?
February 5, 2014 at 7:57 AM #770551UCGal
ParticipantI like this list.
I agree with CAR that saving money/staying out of debt are related. And you have to figure out what you’re going to do when your pile of money gets big enough. Do you just keep accumulating? Do you start to spend it?
I’m looking for that sweet spot, personally. In the meantime, I’m spending as little as possible and saving the rest. And hoping the fish oil gives me the health benefits (and brain benefits) to live long enough to enjoy the pile of money I’m saving.
February 5, 2014 at 8:47 AM #770552dumbrenter
Participantwhat use is all the money saved in youthful years to spend in your old age when your bones are weak, you cannot get any action due to biological limitations and you wet yourself every few hours?
This whole thing seems inverted. Shouldn’t we be taking on as much debt and focus on spending that in our youthful years and then work hard in old age to pay for it?
A vacation to Cabo in your 30’s is much more fun than going there in your 70’s.February 5, 2014 at 9:33 AM #770553GuestDebts are society’s savings.
What happens if everyone saves and there are no debts to invest in? That’s the not so tiny paradox of thrift.
February 5, 2014 at 9:43 AM #770554GuestIs there anything universal and permanent worth believing in?
My beliefs are temporary. I believe in what works in a certain context. But when the facts change, I change my mind.
February 5, 2014 at 10:07 AM #770555ParticipantOK you’re right. Screw saving money. But dammit I still believe in fish oil. I know there are some studies out there that say it’s not a panacea but fucjit. I believe.
February 5, 2014 at 10:09 AM #770557ParticipantWe believe in saying grace before dinner even though none of us believe in G-d.
February 5, 2014 at 10:10 AM #770556spdrun
ParticipantWhat happens if everyone saves and there are no debts to invest in? That’s the not so tiny paradox of thrift.
Then G-d fucking forbid, people would need to go to work in a productive industry, invest in a small business, or provide a useful service. Most people will still exchange money for goods or services they can’t provide themselves since they’re not 1880s pioneers.
There would still be short-term debt (0% interest between providing a good or service and being paid) of course.
Housing would still be a decent investment, since not everyone would want to buy a house (especially if it would require actual savings), BTW.
February 5, 2014 at 10:12 AM #770558ParticipantI believe in skepticism.
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