“Repeat after me. “Live below your means.” If you are under 40 years old, rent, and have a decent job you should be saving at least $1,000 – $1,500 per month. Anything less makes you living beyond your means.”

Gee thanks, I could never have figured that out on my own.

Fear? The only fear I have is that Bernanke really believes that he can stop deflation.