Rather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
