I will provide some balance, since I am a buyer in the market and may buy very soon. This market is not for the feint of heart.
I figure any agent with less than 10 yrs experience has not experienced a real buyer’s market. Consequently, they are not very experienced with short sales or foreclosures unless they specialize in the latter. They are also not used to agressive offers and creative buyer favorable terms. My own agent can not understand half the offers I have written, because of all the non financial terms I put in there and because of how I structure the financial terms.
Many times she just says she does not want to submit them because they will upset the seller or confuse the heck out of them. We submit them anyway, thanks, in part, to advice from SD Realtor and Rustico. Eventually, somebody will bite. As buyers get more skittish and become fewer in number, sellers get more desperate, at least the ones without their heads in the sand who are emotionally attached to their asking price. Heck, I am about to become a desperate seller myself. 😉