“Oddly enough I don’t know anyone on my block who works in construction or retail, most work for the Government or health care and several are retired-(their not going anywhere).”
Just a thought on the above statement. Healthcare and Insurance are probably very stable markets. When you say govt, if its state, fed or local employees, then sure – no problem but I would be very afraid of being a govt contractor right now. With the coming election, I would imagine a reduction in new contract spending. I would vacate any DoD sector consulting gigs and hunker down in a stable industry to brace for the coming impact.