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May 21, 2009 at 12:13 AM #15738May 21, 2009 at 8:38 AM #403644nostradamusParticipant
I think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404194nostradamusParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404135nostradamusParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #403896nostradamusParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404346nostradamusParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:42 AM #403649(former)FormerSanDieganParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404199(former)FormerSanDieganParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404140(former)FormerSanDieganParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #403901(former)FormerSanDieganParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404351(former)FormerSanDieganParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:46 AM #404214DataAgentParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #404155DataAgentParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #404366DataAgentParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #403664DataAgentParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
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