In fact, I just raised my deductable to $5000. I figured that if I made a claim for anything less then $5000, I worry that my premiums would go up or the policy would be cancelled altogether. The annual savings on my insurance policy by going with a $5000 deductable will cover a lot of little claims.
I had to evacuate both times due to these recent fires, and I cannot risk getting my insurance cancelled.
My neighbor had to talk to 4 different insurance companies before one of them would insure his house.
