[ocrenter]

I think I may have some clue to what’s going on in health care.

sounds like it is time for you to retire, old man.

[ocrenter]

I think I may have some clue to what’s going on in health care.

sounds like it is time for you to retire, old man.

[ocrenter]

blanket statements about an entire profession is generally counter-productive.

having said that,

advice #11. don’t spend 4 hours a day commuting from Hemet just so you can have a mcmansion with a yard.

[ocrenter]

blanket statements about an entire profession is generally counter-productive.

having said that,

advice #11. don’t spend 4 hours a day commuting from Hemet just so you can have a mcmansion with a yard.

[ocrenter]

a plug for myself…

you can alwaywas count on BMIT to connect the dots

[ocrenter]

a plug for myself…

you can alwaywas count on BMIT to connect the dots

[ocrenter]

this house back up to Camino Del Norte, a main thoroughfare thru 4S + Del Sur.

let your friend know if he likes traffic noise go for it!

[ocrenter]

this house back up to Camino Del Norte, a main thoroughfare thru 4S + Del Sur.

let your friend know if he likes traffic noise go for it!

[ocrenter]

it is misleading information done for one reason, to sell and make money. very obvious here that the average price does NOT tell the whole story and in fact foreshadows what may eventually happen (ie slow down in lower segments of the market trickling up to the higher segments). and the builders, in this case brookfield, know that.

to use the data in this way to try to convince people the bottom has past and it is time to buy seems to me is asking for a lawsuit.

[ocrenter]

it is misleading information done for one reason, to sell and make money. very obvious here that the average price does NOT tell the whole story and in fact foreshadows what may eventually happen (ie slow down in lower segments of the market trickling up to the higher segments). and the builders, in this case brookfield, know that.

to use the data in this way to try to convince people the bottom has past and it is time to buy seems to me is asking for a lawsuit.

[ocrenter]

casagrand is a well known friend of the bears. has been telling the truth about the market for some time now.

yes, the ad is what sickens me. to me this is far worse than just lying and telling folks it is a great time to buy. the ad is manipulating the data to fit the builder’s need to sell homes by creating fear amongst the uninformed that prices are rising once again and you better jump in now.

when merck manipulates and covers up data to fit with their goal of selling vioxx, they get sued. but what about home builders manipulating the housing data in an ad to fit with their goal of selling houses?

[ocrenter]

casagrand is a well known friend of the bears. has been telling the truth about the market for some time now.

yes, the ad is what sickens me. to me this is far worse than just lying and telling folks it is a great time to buy. the ad is manipulating the data to fit the builder’s need to sell homes by creating fear amongst the uninformed that prices are rising once again and you better jump in now.

when merck manipulates and covers up data to fit with their goal of selling vioxx, they get sued. but what about home builders manipulating the housing data in an ad to fit with their goal of selling houses?

[ocrenter]

first off, we are not at the bottom, not even close.

second, assuming $250,000. that means tax rate of 33% or $82,500 to taxes.

now $750,000 Pienza, at 20% down, will run you $3500/month, plus $1000/month property tax/mello roos, or $4500/month. $4500 x 33% = $1500/month in tax reduction.

that house will run you about $3000/month to rent. adding $1500/month lost to uncle sam, your cost to rent vs. cost to own is roughly the same.

now the question is which way is the price heading? read this. the median and the average prices are going up now, and some people may mistake it for us reaching the bottom and prices are now heading up, but read bob casagrande’s analysis and you’ll see the climbing numbers are completely artificial.

if price to rent vs. price to own is the same, what’s the harm of waiting one more year to see which way to go. you may actually be able to get into the Crosby, and not stuck in Pienza.

just my two cents.

[ocrenter]

first off, we are not at the bottom, not even close.

second, assuming $250,000. that means tax rate of 33% or $82,500 to taxes.

now $750,000 Pienza, at 20% down, will run you $3500/month, plus $1000/month property tax/mello roos, or $4500/month. $4500 x 33% = $1500/month in tax reduction.

that house will run you about $3000/month to rent. adding $1500/month lost to uncle sam, your cost to rent vs. cost to own is roughly the same.

now the question is which way is the price heading? read this. the median and the average prices are going up now, and some people may mistake it for us reaching the bottom and prices are now heading up, but read bob casagrande’s analysis and you’ll see the climbing numbers are completely artificial.

if price to rent vs. price to own is the same, what’s the harm of waiting one more year to see which way to go. you may actually be able to get into the Crosby, and not stuck in Pienza.

just my two cents.

[ocrenter]

“we make a decent living, just enough to cover mortgage and mello roos, and a tiny bit $ left”

you need to give us a little more than this. what is “tiny bit?” $1000 a month to save? what’s “a decent living?” $200,000 a year?

be more specific

[Author]

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