[Nicole]

-nicole
new house hunter

Hi SD Realtor, thanks for your response. I’ve read many of your other responses and appreciate your experience. We have placed an offer on a short sale, but its taking so long that I’m not holding my breath for it. We’re continuing to look and hoping that something comes up in the meantime.

I went into this process totally uninformed (still am, mostly) so when the right house pops up, I want to jump on it. I want to know which area in Encinitas would be best for us to focus our search on with our budget- max $700,000.

I know, I know everyone wants us to wait. But sometimes the right time personally isn’t the right time market-wise, everyone has different priorities. Buying a house for use is much more than a business decision (you can be sure i’ll never own an investment property). My hubby and I are both new doctor’s trying to late-start on a family, we are buying within our means and are ready to put down roots. My biological clock is way stronger than any real-estate predictions 🙂

Again, I appreciate the input.

[Nicole]

-nicole
new house hunter

Hi SD Realtor, thanks for your response. I’ve read many of your other responses and appreciate your experience. We have placed an offer on a short sale, but its taking so long that I’m not holding my breath for it. We’re continuing to look and hoping that something comes up in the meantime.

I went into this process totally uninformed (still am, mostly) so when the right house pops up, I want to jump on it. I want to know which area in Encinitas would be best for us to focus our search on with our budget- max $700,000.

I know, I know everyone wants us to wait. But sometimes the right time personally isn’t the right time market-wise, everyone has different priorities. Buying a house for use is much more than a business decision (you can be sure i’ll never own an investment property). My hubby and I are both new doctor’s trying to late-start on a family, we are buying within our means and are ready to put down roots. My biological clock is way stronger than any real-estate predictions 🙂

Again, I appreciate the input.

[Nicole]

-nicole
new house hunter

Hi SD Realtor, thanks for your response. I’ve read many of your other responses and appreciate your experience. We have placed an offer on a short sale, but its taking so long that I’m not holding my breath for it. We’re continuing to look and hoping that something comes up in the meantime.

I went into this process totally uninformed (still am, mostly) so when the right house pops up, I want to jump on it. I want to know which area in Encinitas would be best for us to focus our search on with our budget- max $700,000.

I know, I know everyone wants us to wait. But sometimes the right time personally isn’t the right time market-wise, everyone has different priorities. Buying a house for use is much more than a business decision (you can be sure i’ll never own an investment property). My hubby and I are both new doctor’s trying to late-start on a family, we are buying within our means and are ready to put down roots. My biological clock is way stronger than any real-estate predictions 🙂

Again, I appreciate the input.

[Nicole]

-nicole
new house hunter

Hi SD Realtor, thanks for your response. I’ve read many of your other responses and appreciate your experience. We have placed an offer on a short sale, but its taking so long that I’m not holding my breath for it. We’re continuing to look and hoping that something comes up in the meantime.

I went into this process totally uninformed (still am, mostly) so when the right house pops up, I want to jump on it. I want to know which area in Encinitas would be best for us to focus our search on with our budget- max $700,000.

I know, I know everyone wants us to wait. But sometimes the right time personally isn’t the right time market-wise, everyone has different priorities. Buying a house for use is much more than a business decision (you can be sure i’ll never own an investment property). My hubby and I are both new doctor’s trying to late-start on a family, we are buying within our means and are ready to put down roots. My biological clock is way stronger than any real-estate predictions 🙂

Again, I appreciate the input.

[Nicole]

-nicole
new house hunter

Hi SD Realtor, thanks for your response. I’ve read many of your other responses and appreciate your experience. We have placed an offer on a short sale, but its taking so long that I’m not holding my breath for it. We’re continuing to look and hoping that something comes up in the meantime.

I went into this process totally uninformed (still am, mostly) so when the right house pops up, I want to jump on it. I want to know which area in Encinitas would be best for us to focus our search on with our budget- max $700,000.

I know, I know everyone wants us to wait. But sometimes the right time personally isn’t the right time market-wise, everyone has different priorities. Buying a house for use is much more than a business decision (you can be sure i’ll never own an investment property). My hubby and I are both new doctor’s trying to late-start on a family, we are buying within our means and are ready to put down roots. My biological clock is way stronger than any real-estate predictions 🙂

Again, I appreciate the input.

[Nicole]

Hi Jim,

I was in your shoes just a few months ago. So thought you might be interested in what my experience has been. I’m just a joe-smoe home buyer without real estate experience so take it for what its worth…

We also tried to get pre-approval first and have dealt with all sorts of road blocks because we were looking at short sales. It seems that lenders are reluctant to give pre-approval for short sales. Although we finally got it, we could now lose it because of the rapidly changing rules of lending. We’ve been waiting to hear about a short-sale now for 40 days, we’ll get an extension on the rate lock but after that we’ll have to re-apply because the pre-approval expires after 90 days.

Also as you are sitting waiting the value of the house is dropping….I’ve read some articles that say you should put a time table on your offer which decreases over time. The two short sales I’ve been involved in there were multiple offers, so we didn’t do that.

My real estate agent is very experienced in short sales which has been a huge blessing.

I think that the advice to “put an offer in, forget about it, and keep looking for another house” is the best advice any one could give. I wish I’d thought of it that way when we first started.

[Nicole]

Hi Jim,

I was in your shoes just a few months ago. So thought you might be interested in what my experience has been. I’m just a joe-smoe home buyer without real estate experience so take it for what its worth…

We also tried to get pre-approval first and have dealt with all sorts of road blocks because we were looking at short sales. It seems that lenders are reluctant to give pre-approval for short sales. Although we finally got it, we could now lose it because of the rapidly changing rules of lending. We’ve been waiting to hear about a short-sale now for 40 days, we’ll get an extension on the rate lock but after that we’ll have to re-apply because the pre-approval expires after 90 days.

Also as you are sitting waiting the value of the house is dropping….I’ve read some articles that say you should put a time table on your offer which decreases over time. The two short sales I’ve been involved in there were multiple offers, so we didn’t do that.

My real estate agent is very experienced in short sales which has been a huge blessing.

I think that the advice to “put an offer in, forget about it, and keep looking for another house” is the best advice any one could give. I wish I’d thought of it that way when we first started.

[Nicole]

Hi Jim,

I was in your shoes just a few months ago. So thought you might be interested in what my experience has been. I’m just a joe-smoe home buyer without real estate experience so take it for what its worth…

We also tried to get pre-approval first and have dealt with all sorts of road blocks because we were looking at short sales. It seems that lenders are reluctant to give pre-approval for short sales. Although we finally got it, we could now lose it because of the rapidly changing rules of lending. We’ve been waiting to hear about a short-sale now for 40 days, we’ll get an extension on the rate lock but after that we’ll have to re-apply because the pre-approval expires after 90 days.

Also as you are sitting waiting the value of the house is dropping….I’ve read some articles that say you should put a time table on your offer which decreases over time. The two short sales I’ve been involved in there were multiple offers, so we didn’t do that.

My real estate agent is very experienced in short sales which has been a huge blessing.

I think that the advice to “put an offer in, forget about it, and keep looking for another house” is the best advice any one could give. I wish I’d thought of it that way when we first started.

[Nicole]

Hi Jim,

I was in your shoes just a few months ago. So thought you might be interested in what my experience has been. I’m just a joe-smoe home buyer without real estate experience so take it for what its worth…

We also tried to get pre-approval first and have dealt with all sorts of road blocks because we were looking at short sales. It seems that lenders are reluctant to give pre-approval for short sales. Although we finally got it, we could now lose it because of the rapidly changing rules of lending. We’ve been waiting to hear about a short-sale now for 40 days, we’ll get an extension on the rate lock but after that we’ll have to re-apply because the pre-approval expires after 90 days.

Also as you are sitting waiting the value of the house is dropping….I’ve read some articles that say you should put a time table on your offer which decreases over time. The two short sales I’ve been involved in there were multiple offers, so we didn’t do that.

My real estate agent is very experienced in short sales which has been a huge blessing.

I think that the advice to “put an offer in, forget about it, and keep looking for another house” is the best advice any one could give. I wish I’d thought of it that way when we first started.

[Nicole]

Hi Jim,

I was in your shoes just a few months ago. So thought you might be interested in what my experience has been. I’m just a joe-smoe home buyer without real estate experience so take it for what its worth…

We also tried to get pre-approval first and have dealt with all sorts of road blocks because we were looking at short sales. It seems that lenders are reluctant to give pre-approval for short sales. Although we finally got it, we could now lose it because of the rapidly changing rules of lending. We’ve been waiting to hear about a short-sale now for 40 days, we’ll get an extension on the rate lock but after that we’ll have to re-apply because the pre-approval expires after 90 days.

Also as you are sitting waiting the value of the house is dropping….I’ve read some articles that say you should put a time table on your offer which decreases over time. The two short sales I’ve been involved in there were multiple offers, so we didn’t do that.

My real estate agent is very experienced in short sales which has been a huge blessing.

I think that the advice to “put an offer in, forget about it, and keep looking for another house” is the best advice any one could give. I wish I’d thought of it that way when we first started.

[Author]

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