[LuckyInOC]

I just found it interesting that since this low of Oct 9-10, 2009 the Dow has:

1. Rose then dropped to 8.1K on 10/27
2. Only to rise to to 9.6k on 11/4, Election Day
3. Drop to 7.6k by 11/20
4. Rose to 9.0k only to drop back to 8.0k this week.

Unfortunately, the collateral damage has started. I can’t see how the Dow can stay above 8.0k any longer and test the 7.6k low on 11/20/08. Even the Dow seems not only possible, but probable to be in the 6’s.

very…

Lucky In OC

[LuckyInOC]

I just found it interesting that since this low of Oct 9-10, 2009 the Dow has:

1. Rose then dropped to 8.1K on 10/27
2. Only to rise to to 9.6k on 11/4, Election Day
3. Drop to 7.6k by 11/20
4. Rose to 9.0k only to drop back to 8.0k this week.

Unfortunately, the collateral damage has started. I can’t see how the Dow can stay above 8.0k any longer and test the 7.6k low on 11/20/08. Even the Dow seems not only possible, but probable to be in the 6’s.

very…

Lucky In OC

[LuckyInOC]

I just found it interesting that since this low of Oct 9-10, 2009 the Dow has:

1. Rose then dropped to 8.1K on 10/27
2. Only to rise to to 9.6k on 11/4, Election Day
3. Drop to 7.6k by 11/20
4. Rose to 9.0k only to drop back to 8.0k this week.

Unfortunately, the collateral damage has started. I can’t see how the Dow can stay above 8.0k any longer and test the 7.6k low on 11/20/08. Even the Dow seems not only possible, but probable to be in the 6’s.

very…

Lucky In OC

[LuckyInOC]

I just found it interesting that since this low of Oct 9-10, 2009 the Dow has:

1. Rose then dropped to 8.1K on 10/27
2. Only to rise to to 9.6k on 11/4, Election Day
3. Drop to 7.6k by 11/20
4. Rose to 9.0k only to drop back to 8.0k this week.

Unfortunately, the collateral damage has started. I can’t see how the Dow can stay above 8.0k any longer and test the 7.6k low on 11/20/08. Even the Dow seems not only possible, but probable to be in the 6’s.

very…

Lucky In OC

[LuckyInOC]

I just found it interesting that since this low of Oct 9-10, 2009 the Dow has:

1. Rose then dropped to 8.1K on 10/27
2. Only to rise to to 9.6k on 11/4, Election Day
3. Drop to 7.6k by 11/20
4. Rose to 9.0k only to drop back to 8.0k this week.

Unfortunately, the collateral damage has started. I can’t see how the Dow can stay above 8.0k any longer and test the 7.6k low on 11/20/08. Even the Dow seems not only possible, but probable to be in the 6’s.

very…

Lucky In OC

[LuckyInOC]

[quote=4plexowner]”15 months into the bear market”

we just finished a 25 year bull market in US equities – the average bear market lasts 1/4 the time of the preceding bull market

let’s see, 25 over 4, carry the naught (remember Jethro Bodine doing math on Beverly Hillbillies?) – that’s 6+ years of bear market which takes us to 2013 or so

[/quote]

Just to paraphrase ‘Yogi’: “I’m not your average bear!”

I think few rules will apply in this situation…

Keep in mind with the all recent the job cuts, wage cuts, unpaid vacations, & stopped 401K matching contributions, there will be less money going into stocks to prop them up. Also, those same individuals may need to tap into their 401K or portfolio just to pay bills. This has to drive the market down until those items lost start to return. If housing prices cannot be supported by the previous wages, then current wage trend cannot support any other purchased items as well. Only those items with a fixed demand can hold their prices. I think I will invest in toilet paper and ivory soap.

I just thank my lucky stars that the company where I work is fully booked for 2009 and still proposing work for 2010.

Lucky In OC

[LuckyInOC]

[quote=4plexowner]”15 months into the bear market”

we just finished a 25 year bull market in US equities – the average bear market lasts 1/4 the time of the preceding bull market

let’s see, 25 over 4, carry the naught (remember Jethro Bodine doing math on Beverly Hillbillies?) – that’s 6+ years of bear market which takes us to 2013 or so

[/quote]

Just to paraphrase ‘Yogi’: “I’m not your average bear!”

I think few rules will apply in this situation…

Keep in mind with the all recent the job cuts, wage cuts, unpaid vacations, & stopped 401K matching contributions, there will be less money going into stocks to prop them up. Also, those same individuals may need to tap into their 401K or portfolio just to pay bills. This has to drive the market down until those items lost start to return. If housing prices cannot be supported by the previous wages, then current wage trend cannot support any other purchased items as well. Only those items with a fixed demand can hold their prices. I think I will invest in toilet paper and ivory soap.

I just thank my lucky stars that the company where I work is fully booked for 2009 and still proposing work for 2010.

Lucky In OC

[LuckyInOC]

[quote=4plexowner]”15 months into the bear market”

we just finished a 25 year bull market in US equities – the average bear market lasts 1/4 the time of the preceding bull market

let’s see, 25 over 4, carry the naught (remember Jethro Bodine doing math on Beverly Hillbillies?) – that’s 6+ years of bear market which takes us to 2013 or so

[/quote]

Just to paraphrase ‘Yogi’: “I’m not your average bear!”

I think few rules will apply in this situation…

Keep in mind with the all recent the job cuts, wage cuts, unpaid vacations, & stopped 401K matching contributions, there will be less money going into stocks to prop them up. Also, those same individuals may need to tap into their 401K or portfolio just to pay bills. This has to drive the market down until those items lost start to return. If housing prices cannot be supported by the previous wages, then current wage trend cannot support any other purchased items as well. Only those items with a fixed demand can hold their prices. I think I will invest in toilet paper and ivory soap.

I just thank my lucky stars that the company where I work is fully booked for 2009 and still proposing work for 2010.

Lucky In OC

[LuckyInOC]

[quote=4plexowner]”15 months into the bear market”

we just finished a 25 year bull market in US equities – the average bear market lasts 1/4 the time of the preceding bull market

let’s see, 25 over 4, carry the naught (remember Jethro Bodine doing math on Beverly Hillbillies?) – that’s 6+ years of bear market which takes us to 2013 or so

[/quote]

Just to paraphrase ‘Yogi’: “I’m not your average bear!”

I think few rules will apply in this situation…

Keep in mind with the all recent the job cuts, wage cuts, unpaid vacations, & stopped 401K matching contributions, there will be less money going into stocks to prop them up. Also, those same individuals may need to tap into their 401K or portfolio just to pay bills. This has to drive the market down until those items lost start to return. If housing prices cannot be supported by the previous wages, then current wage trend cannot support any other purchased items as well. Only those items with a fixed demand can hold their prices. I think I will invest in toilet paper and ivory soap.

I just thank my lucky stars that the company where I work is fully booked for 2009 and still proposing work for 2010.

Lucky In OC

[LuckyInOC]

[quote=4plexowner]”15 months into the bear market”

we just finished a 25 year bull market in US equities – the average bear market lasts 1/4 the time of the preceding bull market

let’s see, 25 over 4, carry the naught (remember Jethro Bodine doing math on Beverly Hillbillies?) – that’s 6+ years of bear market which takes us to 2013 or so

[/quote]

Just to paraphrase ‘Yogi’: “I’m not your average bear!”

I think few rules will apply in this situation…

Keep in mind with the all recent the job cuts, wage cuts, unpaid vacations, & stopped 401K matching contributions, there will be less money going into stocks to prop them up. Also, those same individuals may need to tap into their 401K or portfolio just to pay bills. This has to drive the market down until those items lost start to return. If housing prices cannot be supported by the previous wages, then current wage trend cannot support any other purchased items as well. Only those items with a fixed demand can hold their prices. I think I will invest in toilet paper and ivory soap.

I just thank my lucky stars that the company where I work is fully booked for 2009 and still proposing work for 2010.

Lucky In OC

[LuckyInOC]

All attics are ventilated. Good insulation (R-30+) above the ceiling makes venting the attic much better and less of an energy hit. Good ventilation in the attic also prolongs your roof from overheating, especially for standard composition roofs.

Unfortunately, my house is 90% cathedral ceilings: upstairs Master Bed & Bath, (2) Bedrooms, Bonus Room. I have a small attic above the hall way and one bathroom upstairs. I have to calculate the free area of the vents see how much fan (CFM) I can use. It may not be enough to make a big enough difference. But you must have good outside air quality to use a whole house fan and little or no allergies.

I am thinking to put a drop insulated ceiling the 2 bedrooms for better comfort and less heating in the rooms. 75% of the room capacity is above 8 ft.

For us, the dual-pane windows was more for:
1. Air (Dirt) Infiltration during Santa Ana’s.
2. Temperature Comfort
3. Building Aesthetics
4. Noise Control
5. UV Control
6. Energy Savings

Our payback for our windows is something like 11 years and we paid only $10k for the windows, much less than most would have. We had quotes up to $30-40k. Last year electric bill for winter (3 mos) is $100 per month. $50 in summer with fans & no AC. Our gas averages about $40 per month. We might be saving $25 per month due to the windows, probably less.

Invest $10-20k SCE, SDG&E, &/or Sempra and offset your energy bills from the income, inflation proof.
Its kind of like using a Discover card, pay yourself.

Lucky In OC

[LuckyInOC]

All attics are ventilated. Good insulation (R-30+) above the ceiling makes venting the attic much better and less of an energy hit. Good ventilation in the attic also prolongs your roof from overheating, especially for standard composition roofs.

Unfortunately, my house is 90% cathedral ceilings: upstairs Master Bed & Bath, (2) Bedrooms, Bonus Room. I have a small attic above the hall way and one bathroom upstairs. I have to calculate the free area of the vents see how much fan (CFM) I can use. It may not be enough to make a big enough difference. But you must have good outside air quality to use a whole house fan and little or no allergies.

I am thinking to put a drop insulated ceiling the 2 bedrooms for better comfort and less heating in the rooms. 75% of the room capacity is above 8 ft.

For us, the dual-pane windows was more for:
1. Air (Dirt) Infiltration during Santa Ana’s.
2. Temperature Comfort
3. Building Aesthetics
4. Noise Control
5. UV Control
6. Energy Savings

Our payback for our windows is something like 11 years and we paid only $10k for the windows, much less than most would have. We had quotes up to $30-40k. Last year electric bill for winter (3 mos) is $100 per month. $50 in summer with fans & no AC. Our gas averages about $40 per month. We might be saving $25 per month due to the windows, probably less.

Invest $10-20k SCE, SDG&E, &/or Sempra and offset your energy bills from the income, inflation proof.
Its kind of like using a Discover card, pay yourself.

Lucky In OC

[LuckyInOC]

All attics are ventilated. Good insulation (R-30+) above the ceiling makes venting the attic much better and less of an energy hit. Good ventilation in the attic also prolongs your roof from overheating, especially for standard composition roofs.

Unfortunately, my house is 90% cathedral ceilings: upstairs Master Bed & Bath, (2) Bedrooms, Bonus Room. I have a small attic above the hall way and one bathroom upstairs. I have to calculate the free area of the vents see how much fan (CFM) I can use. It may not be enough to make a big enough difference. But you must have good outside air quality to use a whole house fan and little or no allergies.

I am thinking to put a drop insulated ceiling the 2 bedrooms for better comfort and less heating in the rooms. 75% of the room capacity is above 8 ft.

For us, the dual-pane windows was more for:
1. Air (Dirt) Infiltration during Santa Ana’s.
2. Temperature Comfort
3. Building Aesthetics
4. Noise Control
5. UV Control
6. Energy Savings

Our payback for our windows is something like 11 years and we paid only $10k for the windows, much less than most would have. We had quotes up to $30-40k. Last year electric bill for winter (3 mos) is $100 per month. $50 in summer with fans & no AC. Our gas averages about $40 per month. We might be saving $25 per month due to the windows, probably less.

Invest $10-20k SCE, SDG&E, &/or Sempra and offset your energy bills from the income, inflation proof.
Its kind of like using a Discover card, pay yourself.

Lucky In OC

[LuckyInOC]

All attics are ventilated. Good insulation (R-30+) above the ceiling makes venting the attic much better and less of an energy hit. Good ventilation in the attic also prolongs your roof from overheating, especially for standard composition roofs.

Unfortunately, my house is 90% cathedral ceilings: upstairs Master Bed & Bath, (2) Bedrooms, Bonus Room. I have a small attic above the hall way and one bathroom upstairs. I have to calculate the free area of the vents see how much fan (CFM) I can use. It may not be enough to make a big enough difference. But you must have good outside air quality to use a whole house fan and little or no allergies.

I am thinking to put a drop insulated ceiling the 2 bedrooms for better comfort and less heating in the rooms. 75% of the room capacity is above 8 ft.

For us, the dual-pane windows was more for:
1. Air (Dirt) Infiltration during Santa Ana’s.
2. Temperature Comfort
3. Building Aesthetics
4. Noise Control
5. UV Control
6. Energy Savings

Our payback for our windows is something like 11 years and we paid only $10k for the windows, much less than most would have. We had quotes up to $30-40k. Last year electric bill for winter (3 mos) is $100 per month. $50 in summer with fans & no AC. Our gas averages about $40 per month. We might be saving $25 per month due to the windows, probably less.

Invest $10-20k SCE, SDG&E, &/or Sempra and offset your energy bills from the income, inflation proof.
Its kind of like using a Discover card, pay yourself.

Lucky In OC

[LuckyInOC]

All attics are ventilated. Good insulation (R-30+) above the ceiling makes venting the attic much better and less of an energy hit. Good ventilation in the attic also prolongs your roof from overheating, especially for standard composition roofs.

Unfortunately, my house is 90% cathedral ceilings: upstairs Master Bed & Bath, (2) Bedrooms, Bonus Room. I have a small attic above the hall way and one bathroom upstairs. I have to calculate the free area of the vents see how much fan (CFM) I can use. It may not be enough to make a big enough difference. But you must have good outside air quality to use a whole house fan and little or no allergies.

I am thinking to put a drop insulated ceiling the 2 bedrooms for better comfort and less heating in the rooms. 75% of the room capacity is above 8 ft.

For us, the dual-pane windows was more for:
1. Air (Dirt) Infiltration during Santa Ana’s.
2. Temperature Comfort
3. Building Aesthetics
4. Noise Control
5. UV Control
6. Energy Savings

Our payback for our windows is something like 11 years and we paid only $10k for the windows, much less than most would have. We had quotes up to $30-40k. Last year electric bill for winter (3 mos) is $100 per month. $50 in summer with fans & no AC. Our gas averages about $40 per month. We might be saving $25 per month due to the windows, probably less.

Invest $10-20k SCE, SDG&E, &/or Sempra and offset your energy bills from the income, inflation proof.
Its kind of like using a Discover card, pay yourself.

Lucky In OC

[Author]

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