[ltokuda]

The article states that MERS is listed as a beneficiary of the promissory note. However, the lawyers have argued, successfully, that MERS is not a “real” beneficiary because it has no financial interest in the promissory note. So MERS wasn’t notified of the case because it was not a “real” beneficiary.

[ltokuda]

The article states that MERS is listed as a beneficiary of the promissory note. However, the lawyers have argued, successfully, that MERS is not a “real” beneficiary because it has no financial interest in the promissory note. So MERS wasn’t notified of the case because it was not a “real” beneficiary.

[ltokuda]

My brother and sister-in-law are both execs at a big insurance company. I asked them about this a few years ago and they said to buy 20 year term. Build up your savings over time so that you won’t need life insurance 20 years from now.

Insurance companies will often try to concentrate on certain markets (e.g. 35 years old, good health, 20 year term). So depending on your age, health, and product type, one company may offer better rates than another. For the “35 year old, good health, 20 year term” market, my brother recommended Banner, ING, West Coast Life, and Genworth.

[ltokuda]

My brother and sister-in-law are both execs at a big insurance company. I asked them about this a few years ago and they said to buy 20 year term. Build up your savings over time so that you won’t need life insurance 20 years from now.

Insurance companies will often try to concentrate on certain markets (e.g. 35 years old, good health, 20 year term). So depending on your age, health, and product type, one company may offer better rates than another. For the “35 year old, good health, 20 year term” market, my brother recommended Banner, ING, West Coast Life, and Genworth.

[ltokuda]

My brother and sister-in-law are both execs at a big insurance company. I asked them about this a few years ago and they said to buy 20 year term. Build up your savings over time so that you won’t need life insurance 20 years from now.

Insurance companies will often try to concentrate on certain markets (e.g. 35 years old, good health, 20 year term). So depending on your age, health, and product type, one company may offer better rates than another. For the “35 year old, good health, 20 year term” market, my brother recommended Banner, ING, West Coast Life, and Genworth.

[ltokuda]

My brother and sister-in-law are both execs at a big insurance company. I asked them about this a few years ago and they said to buy 20 year term. Build up your savings over time so that you won’t need life insurance 20 years from now.

Insurance companies will often try to concentrate on certain markets (e.g. 35 years old, good health, 20 year term). So depending on your age, health, and product type, one company may offer better rates than another. For the “35 year old, good health, 20 year term” market, my brother recommended Banner, ING, West Coast Life, and Genworth.

[ltokuda]

My brother and sister-in-law are both execs at a big insurance company. I asked them about this a few years ago and they said to buy 20 year term. Build up your savings over time so that you won’t need life insurance 20 years from now.

Insurance companies will often try to concentrate on certain markets (e.g. 35 years old, good health, 20 year term). So depending on your age, health, and product type, one company may offer better rates than another. For the “35 year old, good health, 20 year term” market, my brother recommended Banner, ING, West Coast Life, and Genworth.

[ltokuda]

My wife and I just had a bottle of Vitanza 2005 Brunello Di Montalcino Tradizione with our spaghetti and meat sauce dinner. We both thought it was very good. There must be an oversupply of this stuff because prices have dropped from its original release price of $37 all the way down to $20. This is such a great deal. After finishing dinner, I immediately jumped on the computer to buy more. I was very tempted to order a whole case, but I decided to show some restraint and only buy 6. I highly recommend that you try out a bottle. I looked at wine-searcher.com and it looks like there are a few places selling it for $20.

[ltokuda]

My wife and I just had a bottle of Vitanza 2005 Brunello Di Montalcino Tradizione with our spaghetti and meat sauce dinner. We both thought it was very good. There must be an oversupply of this stuff because prices have dropped from its original release price of $37 all the way down to $20. This is such a great deal. After finishing dinner, I immediately jumped on the computer to buy more. I was very tempted to order a whole case, but I decided to show some restraint and only buy 6. I highly recommend that you try out a bottle. I looked at wine-searcher.com and it looks like there are a few places selling it for $20.

[ltokuda]

My wife and I just had a bottle of Vitanza 2005 Brunello Di Montalcino Tradizione with our spaghetti and meat sauce dinner. We both thought it was very good. There must be an oversupply of this stuff because prices have dropped from its original release price of $37 all the way down to $20. This is such a great deal. After finishing dinner, I immediately jumped on the computer to buy more. I was very tempted to order a whole case, but I decided to show some restraint and only buy 6. I highly recommend that you try out a bottle. I looked at wine-searcher.com and it looks like there are a few places selling it for $20.

[ltokuda]

My wife and I just had a bottle of Vitanza 2005 Brunello Di Montalcino Tradizione with our spaghetti and meat sauce dinner. We both thought it was very good. There must be an oversupply of this stuff because prices have dropped from its original release price of $37 all the way down to $20. This is such a great deal. After finishing dinner, I immediately jumped on the computer to buy more. I was very tempted to order a whole case, but I decided to show some restraint and only buy 6. I highly recommend that you try out a bottle. I looked at wine-searcher.com and it looks like there are a few places selling it for $20.

[ltokuda]

My wife and I just had a bottle of Vitanza 2005 Brunello Di Montalcino Tradizione with our spaghetti and meat sauce dinner. We both thought it was very good. There must be an oversupply of this stuff because prices have dropped from its original release price of $37 all the way down to $20. This is such a great deal. After finishing dinner, I immediately jumped on the computer to buy more. I was very tempted to order a whole case, but I decided to show some restraint and only buy 6. I highly recommend that you try out a bottle. I looked at wine-searcher.com and it looks like there are a few places selling it for $20.

[ltokuda]

Josh, I didn’t mean to suggest that all wineries that build a following do so based off of casual fans. There definitely are wineries that consitantly produce excellent wines (in the eyes of wine experts) and attract a following of wine “students”. It really isn’t puzzling that a top rated wine would command higher prices.

What did puzzle me was how some wineries produced wines that consistanly got mid/high 80’s score in Wine Spectator and Wine Advocate, but still managed to charge $50-$100/bottle. Silver Oak is one example. Cakebread is another example. What I noticed is that casual fans tend to prefer these wines. So while they may not get huge scores by the wine experts, they do have a broader appeal.

Of course marketing and exclisivity, etc can also play a part. But my main point was that wineries can be geared to attract different audiences. For some, that audience may be the wine connoissures. For others, the audience may be casual fans.

[ltokuda]

Josh, I didn’t mean to suggest that all wineries that build a following do so based off of casual fans. There definitely are wineries that consitantly produce excellent wines (in the eyes of wine experts) and attract a following of wine “students”. It really isn’t puzzling that a top rated wine would command higher prices.

What did puzzle me was how some wineries produced wines that consistanly got mid/high 80’s score in Wine Spectator and Wine Advocate, but still managed to charge $50-$100/bottle. Silver Oak is one example. Cakebread is another example. What I noticed is that casual fans tend to prefer these wines. So while they may not get huge scores by the wine experts, they do have a broader appeal.

Of course marketing and exclisivity, etc can also play a part. But my main point was that wineries can be geared to attract different audiences. For some, that audience may be the wine connoissures. For others, the audience may be casual fans.

[ltokuda]

Josh, I didn’t mean to suggest that all wineries that build a following do so based off of casual fans. There definitely are wineries that consitantly produce excellent wines (in the eyes of wine experts) and attract a following of wine “students”. It really isn’t puzzling that a top rated wine would command higher prices.

What did puzzle me was how some wineries produced wines that consistanly got mid/high 80’s score in Wine Spectator and Wine Advocate, but still managed to charge $50-$100/bottle. Silver Oak is one example. Cakebread is another example. What I noticed is that casual fans tend to prefer these wines. So while they may not get huge scores by the wine experts, they do have a broader appeal.

Of course marketing and exclisivity, etc can also play a part. But my main point was that wineries can be geared to attract different audiences. For some, that audience may be the wine connoissures. For others, the audience may be casual fans.

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